A simple and secure way to pay

No Deposit Quick &
Up to 6 months
Interest Free
Up to $1000 Credit
shop anytime
Low monthly

How to shop with zipMoney



Get Pre-approved below  

Simple Application

3 minutes to complete application


Enjoy Your

Online Shopping Account


 Apply here or Checkout with zipMoney


Fees and charges

Safety and Security

No establishment fee
Enjoy buyer protection on all
purchases made using zipMoney
Enjoy NO INTEREST for 6
No credit card numbers. No worries!
No deposit required on any
purchases made
We employ the same encryption as
the big banks
Minimum monthly payments apply,
3% or $40.
We have partnered with global
leaders in fraud prevention who
count PayPal and eBay as clients
A small admin fee of $4.95/mth,
payable only if balance is owing

You must be an Australian resident,
18 years or over and have a job to apply.


Important Notice
Available to approved applicants only. Minimum monthly payments apply, 3% or $40 which ever is higher. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to learn from about zipMoney.